Here we explore invoice finance and give you the key information you need to get the right deal for your business. This includes sections on what it is, how much it costs and even some insider tips on how to make sure you don’t chose the wrong provider. 1. Invoice Finance – what does it […]
How to co-ordinate your resources for better employee engagement
Unique business models All business models have their own unique ways of doing things, whether they are a small employment agency or a satellite manufacturer. What sets these individual businesses apart from their peers are the differences in the way in which they put these actions together to get things done. These variations will mean […]
Enterprise Investment Scheme – More SME business funding solutions
Following on from our recent article on the new Business Bank, this is the latest in a series explaining the various government schemes aimed at increasing the availability of funding to businesses in the UK. Enterprise Investment Scheme (EIS) The Enterprise Investment Scheme (EIS) is aimed at assisting smaller companies raise capital by offering a range […]
SEIS – Tax relief for SME investments – Business finance solutions
The feel good factor is back – is it built on sand? What a great week for UK business. Fantastic weather, three great sporting achievements, house prices are going up (allegedly), low interest rates are going on forever (?) and we all feel pretty good about the future – me included. Even the IMF has […]
Business Finance freely available says government and banks – REALLY?
Great news from Government and the big 4 Banks – ‘We want to solve funding problems and provide more business finance solutions now’. On the surface this is fantastic news. However if we dig below the surface there is more to this than meets the eye. I would ask two questions: Do they really mean […]
Business finance solutions – BoE improves Access to Finance
The Bank of England has changed the rules to encourage business lending. There was a key change in monetary policy last week announced by the Bank of England in their Bi-annual Financial Stability report. The main body of the report warned of on-going problems in the access of finance to the SME in the UK […]
New financial crisis NOW. Costs up – availability of funding down?
WARNING: There is a fresh financial crisis brewing! For once it is an increase that is the problem: bond yields. Why is it potentially bad for investors when the yield of a bond goes up? Because bonds act in reverse, with prices going down as yields go up. Government bonds are experiencing a big sell […]
Replacement business finance for better outcomes when facilities end
Replacement business finance solutions for when you need to replace your existing facilities. When a funding relationship is coming to an end, for whatever reason, from my experience it’s much better to replace the facility than to have to repay the outstanding monies from cash flow or, worse still, current resources. Whatever the relationship with […]
Enterprise Capital Fund – Access to finance for growth potential SMEs
Following on from our recent article on the new Business Bank, this is the sixth in a series explaining the various government funding schemes seeking to provide business finance solutions for businesses in the UK. Enterprise Capital Funds (ECFs) The Government has a number of interventions which are aimed at bridging the gap in the supply of […]
How to strategy – Business finance solutions
How to be successful when seeking new or replacement business finance – there is money out there! Business Finance problems? Do any of the following 13 situations apply to your business? 1. Are you put off applying for business finance in the current environment? 2. Do you think there is a good chance you will […]