The alternative finance sector has grown apace since Zopa first introduced their platform way back in 2005. Since this time there has been significant growth in the sector both in the number of providers and the monies advanced. This expansion has of course has been encouraged along the way as a result of the 2008 […]
1. Background The Business Bank has been a long time coming. Britain has been the only one of the G8 countries to not have an institution that facilitates business finance solutions for the SME sector. America’s Small Business Administration was created by President Eisenhower as far back as 1953. The KfW in Germany has been […]
Whilst the UK economy continues on its growth path, and is at least firing on some cylinders (if not all), business finance for the SME sector remains patchy. The Stats Bank of England figures – released on 29 November – showed that net lending to the SME sector had fallen by some £206m in October. […]
It seems the Bank of England has spotted the issues regarding the potential bubble in the housing market as referred to in our article. Ironically, as I mentioned in this recent post, I think the froth in the market was starting to soften anyway. There is further evidence of this in the latest release from MasterCard […]
Supply Chain Finance is a term that gets a lot of usage in many different situations and leads to a lot of confusion as the term covers two distinct methodologies: One that provides finance for your purchases or manufacturing costs, and that then flows into the finance of your sales invoices, and a second that […]
Could invoice finance be right for your business? To find out, here’s two questions to ask yourself: Does your business supply goods or services on credit terms to other businesses? Do you need additional working capital? If the answer to these questions is “yes”, it is very likely that there will be an invoice finance […]
With a growing number of invoice finance clients becoming less interested in full ledger facilities, what other funding options are there for those wanting to be more selective in their approach? If you are familiar with this area of business funding, you will know that invoice finance providers have traditionally sought to provide funding across […]
Invoice Finance – factoring or discounting? Like many industries, the invoice finance industry is full of jargon which can make it difficult to understand if it’s not something you are used to. This has a dual effect; firstly, it means the customer often doesn’t have sufficient knowledge to choose the right product or negotiate the […]
Is cash flow the lifeblood of business? No, it’s far more important than that. We frequently hear the term ‘cash is king’, but this can often be thought of as the preserve of other businesses. This is not the case; any business can improve its cash flow, if it works at it. Here are 7 […]
Whenever I’m looking at buying a new product or service I find thinking through the relative strengths and weaknesses very useful. It lets me see all of my thoughts on one piece of paper, and helps me make a more measured decision. So let’s do the very same for you for Invoice Finance. The following […]