Here we explore invoice finance and give you the key information you need to get the right deal for your business. This includes sections on what it is, how much it costs and even some insider tips on how to make sure you don’t chose the wrong provider. 1. Invoice Finance – what does it […]
Enterprise Investment Scheme – More SME business funding solutions
Following on from our recent article on the new Business Bank, this is the latest in a series explaining the various government schemes aimed at increasing the availability of funding to businesses in the UK. Enterprise Investment Scheme (EIS) The Enterprise Investment Scheme (EIS) is aimed at assisting smaller companies raise capital by offering a range […]
Business Finance freely available says government and banks – REALLY?
Great news from Government and the big 4 Banks – ‘We want to solve funding problems and provide more business finance solutions now’. On the surface this is fantastic news. However if we dig below the surface there is more to this than meets the eye. I would ask two questions: Do they really mean […]
Replacement business finance for better outcomes when facilities end
Replacement business finance solutions for when you need to replace your existing facilities. When a funding relationship is coming to an end, for whatever reason, from my experience it’s much better to replace the facility than to have to repay the outstanding monies from cash flow or, worse still, current resources. Whatever the relationship with […]
Enterprise Capital Fund – Access to finance for growth potential SMEs
Following on from our recent article on the new Business Bank, this is the sixth in a series explaining the various government funding schemes seeking to provide business finance solutions for businesses in the UK. Enterprise Capital Funds (ECFs) The Government has a number of interventions which are aimed at bridging the gap in the supply of […]
How to strategy – Business finance solutions
How to be successful when seeking new or replacement business finance – there is money out there! Business Finance problems? Do any of the following 13 situations apply to your business? 1. Are you put off applying for business finance in the current environment? 2. Do you think there is a good chance you will […]
Community development finance – another business finance solution
Following on from our recent article on the new Business Bank, this is the fifth in a series explaining the various government schemes providing alternative finance solutions. Community Development Finance Institutions (CDFIs) Community Development Finance Institutions (CDFIs) are social enterprises that support communities by providing affordable finance that would otherwise not be available. By making loans, they […]
5 ways to secure Replacement business finance when time is short
What do you do when you need to find replacement business finance – fast? Have you been given notice by your finance provider? Is your finance provider reducing your finance facilities? Do you need replacement invoice discounting? Is the bank carrying out more regular audits? Has the bank instigated an Independent Business Review? If any […]
Funding NOT for Lending! Are more business finance solutions needed?
The Funding for Lending scheme is coming under attack again! Originally designed to increase access to finance and help businesses with their funding problems, it seems to be having the opposite effect, official figures from the Bank of England have just confirmed. On the positive side, the cost of borrowing is falling and their have […]
The National Loan Guarantee Scheme – a cure for funding problems?
Following on from our recent article on the new Business Bank, this is the third in a series explaining the various government funding schemes available to businesses in the UK. The National Loan Guarantee Scheme (NLGS) What is it? The National Loan Guarantee Scheme (NLGS) was launched on 20 March 2012 and helps businesses access cheaper […]