The alternative finance sector has grown apace since Zopa first introduced their platform way back in 2005. Since this time there has been significant growth in the sector both in the number of providers and the monies advanced. This expansion has of course has been encouraged along the way as a result of the 2008 […]
Whilst the UK economy continues on its growth path, and is at least firing on some cylinders (if not all), business finance for the SME sector remains patchy. The Stats Bank of England figures – released on 29 November – showed that net lending to the SME sector had fallen by some £206m in October. […]
I have written a lot about invoice finance in recent months, including articles on how this form of business funding can help businesses find new working capital, and what to look out for when you are seeking such a facility. Parts of the invoice finance industry have come in for a good deal of criticism […]
Supply Chain Finance is a term that gets a lot of usage in many different situations and leads to a lot of confusion as the term covers two distinct methodologies: One that provides finance for your purchases or manufacturing costs, and that then flows into the finance of your sales invoices, and a second that […]
I have been in business for over 30 years and have made many mistakes. Whilst some of these errors have been in relation to timing and when to develop a particular idea or product, a large number have been in relation to cash flow and have been very costly at the time. We all make […]
Could invoice finance be right for your business? To find out, here’s two questions to ask yourself: Does your business supply goods or services on credit terms to other businesses? Do you need additional working capital? If the answer to these questions is “yes”, it is very likely that there will be an invoice finance […]
With a growing number of invoice finance clients becoming less interested in full ledger facilities, what other funding options are there for those wanting to be more selective in their approach? If you are familiar with this area of business funding, you will know that invoice finance providers have traditionally sought to provide funding across […]
Whenever I’m looking at buying a new product or service I find thinking through the relative strengths and weaknesses very useful. It lets me see all of my thoughts on one piece of paper, and helps me make a more measured decision. So let’s do the very same for you for Invoice Finance. The following […]
Here we explore invoice finance and give you the key information you need to get the right deal for your business. This includes sections on what it is, how much it costs and even some insider tips on how to make sure you don’t chose the wrong provider. 1. Invoice Finance – what does it […]
Since the global financial crisis of 2008, any form of finance has been more difficult to come by, with the banks seeking to rebuild both their reputations and share prices; whilst at the same time responding to regulators’ desire for them to reduce their balance sheets. This dearth of business finance has been particularly badly […]